A PLJ ONE product
Your finances, understood.
Photograph a receipt and PLJ Account reads it, files it and keeps the record answerable — for your own money, or for your Malaysian business.
Free to startPersonal and business in one accountBuilt for Malaysia
Why were expenses higher this month?
Ingredients rose RM 1,180.00 against August — most of it one bulk purchase on 12 September.
Grounded in the entries aboveOne financial home, two ways to use it.
Personal and Business are separate workspaces in the same account. You can keep both, and switch between them whenever you like — nothing crosses over.
Personal
For your own money
Track what comes in and what goes out, keep receipts as evidence, and see where the month actually went.
- Receipts read and filed automatically
- Spending by category, month over month
- Budgets, trends and cash flow
- Ask plain questions about your money
- Records kept ready for tax time
Business
For running the books
Bookkeeping that keeps itself: sales, expenses, customers, invoices and the reports your accountant asks for.
- Customers, quotes and invoices
- Money owed to you, and bills to pay
- Cash flow, financial health, monthly reports
- Read-only access for your accountant
- Malaysian tax readiness and e-Invoice records
Receipts
From a photograph to a bookkeeping entry.
Upload a receipt or invoice and the amount, date, merchant and tax are pulled out for you. You confirm — the system never files a financial record behind your back.
Upload
Photograph it, pick a file, or forward it by email.
Read
Amount, date, merchant, tax and currency are extracted.
Confirm
Check what was read and correct anything that is off.
Recorded
It becomes a transaction with the original kept as evidence.
Ask My Money
Ask your records a question.
Answers are built from your own confirmed transactions, not guessed. Every figure traces back to records you can open.
- How much did I spend on food this month?
- What changed compared with last month?
- Which customers still owe me money?
RM 842.50 across 23 transactions in September, up RM 96.20 on August. The largest was RM 128.00 at Kedai Makan Sri Bakti on 12 September.
Getting paid
Quote, invoice, paid, cleared.
The sales side of a small business, without a spreadsheet. Issue an invoice and the amount owed appears where you expect it — and clears itself when the payment lands.
Customer
Keep their details once.
Quote
Send a quote, turn it into an invoice.
Invoice
Issue it as a PDF or a link.
Cleared
Record the payment; the receivable closes.
Understanding
The numbers, already worked out.
The same records, read back as the handful of things that actually decide what you do next.
Dashboard
Where the money stands right now, at a glance.
Cash flow
What is coming in and going out, and when.
Financial health
The few figures worth reacting to this month.
Monthly report
A month closed properly, ready for your accountant.
PLJ ONE ecosystem
Built to connect with PLJ POS.
PLJ Account and PLJ POS are both PLJ ONE products. Sales and expenses from a till are designed to arrive in your books as ordinary records — and a POS subscription is designed to include the Account tier that reads them, so you are never asked to pay twice for your own sales.
Connection setup is ready. Till-side sync is not live yet, and nothing here is billed today.
How it behaves with your records.
Workspaces stay separate
Personal and business records never appear in each other. Switching workspace switches everything with it.
Evidence stays attached
The receipt or invoice a figure came from stays with the figure, so a number can always be answered for.
You confirm the record
Extraction proposes; you decide. Nothing is posted to your books without you.
Your data comes back out
Exports for your accountant, and read-only access you can grant and revoke.
Pricing
Start free. Pay when it is doing real work.
Prices in Malaysian Ringgit. Annual billing is ten months for twelve.
Free
RM 0
Enough to keep real records and see what the product does.
- 2 workspaces
- 20 AI receipt reads / month
- 10 Ask questions / month
Personal
RM 19/month
RM 190/year · Two months free
- 5 workspaces
- 100 AI receipt reads / month
- 100 Ask questions / month
- No accountant seat
Business
RM 39/month
RM 390/year · Two months free
- 15 workspaces
- 500 AI receipt reads / month
- 500 Ask questions / month
- 1 accountant seat
Business Pro
RM 99/month
RM 990/year · Two months free
- 50 workspaces
- 2000 AI receipt reads / month
- 2000 Ask questions / month
- 5 accountant seats
Included on every plan
- Personal and business workspaces
- Unlimited transactions — records are never metered
- Receipts kept as evidence
- Exports for your accountant
Only AI receipt reading and Ask My Money are metered, because each one has a real cost behind it.
Using PLJ POS? An eligible POS subscription is designed to include Account Business Core at no extra cost.
Your finances, finally clear.
Start with a single receipt and see what it turns into.